2026–27 benefit year

Canada Child Benefit Calculator

Estimate your federal Canada Child Benefit for July 2026 to June 2027 using your 2025 adjusted family net income.

Private by design: Your entries stay in your browser. This calculator does not store, transmit, or sell the figures you enter.

Your information

Custody treatment for this estimate

This simplified custody option assumes every child entered has the same custody treatment. It is not designed for families with a mixture of full and shared custody children.

What this Canada Child Benefit calculator includes

This calculator estimates the federal Canada Child Benefit for the payment period from July 2026 through June 2027. The Canada Revenue Agency bases payments for this period on 2025 adjusted family net income.

For this benefit year, the maximum annual CCB is $8,157 for each eligible child under age 6 and $6,883 for each eligible child age 6 to 17. Income based reductions begin when AFNI exceeds $38,237.

What is not included

The estimate does not include the Child Disability Benefit or provincial and territorial child benefits. It also does not determine whether you meet every CRA eligibility condition.

How the calculation works

Step 1: Calculate the maximum benefit

Maximum annual CCB = (children under 6 × $8,157) + (children age 6 to 17 × $6,883)

This gives the maximum federal CCB before the income based reduction.

Step 2: Apply the income reduction

No income based reduction applies when 2025 AFNI is $38,237 or less. Above that amount, the rate depends on the number of eligible children.

Eligible children $38,237 to $82,847 Above $82,847
1 7% of AFNI above $38,237 $3,123 + 3.2% of AFNI above $82,847
2 13.5% of AFNI above $38,237 $6,022 + 5.7% of AFNI above $82,847
3 19% of AFNI above $38,237 $8,476 + 8% of AFNI above $82,847
4 or more 23% of AFNI above $38,237 $10,260 + 9.5% of AFNI above $82,847

Step 3: Subtract the reduction

Estimated annual CCB = Maximum annual CCB − Income based reduction

If the calculation produces a negative amount, the estimated CCB is treated as zero.

Shared custody

The CRA states that each parent in a shared custody arrangement receives 50% of the amount they would have received if the child lived with them full time. Each parent's amount is calculated using that parent's own adjusted family net income.

This calculator can apply that 50% treatment when all children entered are in shared custody. Mixed custody arrangements can require a more detailed calculation.

Understanding adjusted family net income

For CCB purposes, AFNI starts with your family net income. This is generally line 23600 from your tax return plus line 23600 from your spouse's or common law partner's return, when applicable. The CRA then makes specified adjustments for Universal Child Care Benefit and registered disability savings plan income or repayments.

The July 2026 to June 2027 CCB period uses your 2025 AFNI. A later change in income does not automatically replace the base year used for this benefit period.

Important limitations

  • The calculator estimates the federal CCB only.
  • It assumes the age groups you enter apply throughout the estimate. A child who turns 6 or 18 during the benefit year can change the actual amount.
  • It does not determine whether you satisfy every CCB eligibility requirement.
  • It does not calculate the Child Disability Benefit.
  • It does not calculate provincial or territorial child and family benefits.
  • It does not handle a mixture of full custody and shared custody children.
  • The monthly amount shown is an estimated monthly amount derived from the annual calculation. Actual CRA payment amounts can differ slightly.

Why might another calculator give a different result?

Differences can come from including other federal, provincial, or territorial benefits, using a different benefit year, accounting for birthdays during the payment period, handling mixed custody arrangements, or using more detailed personal information.

Methodology

The calculator uses the CRA's published 2026–27 maximum CCB amounts, AFNI thresholds, and reduction rates. The benefit is first calculated on a full custody basis. When the shared custody option is selected, the resulting estimate is reduced to 50%.

Percentage calculations are carried to cents in a way designed to align with the CRA's published worked examples. The calculator never produces a negative benefit.

Sources

Methodology last reviewed: September 23, 2026